Lol, I've ridden in the rain plenty... its not fun but its not unbearable either. Really the worst about riding in the rain is that if you dont have a full face helmet on, it stings your lips. So you end up curling them in like a toothless old person to protect them. Also rain tends to fog up goggles or helmet visors... you dont have windshield wipers so you invest in some Rain-X pretty quick. Worst than rain though is just driving home at night on back country roads. Every bug is attracted to your one headlight and hits you. Not a big deal until one gets in your ear or under your helmet!
One trick to riding in the rain... Put your feet in socks in walmart shopping bags before you put your shoes on. That will at least keep your feet dry. My motorcycle jacket and full face helmet keeps my top half dry, but I have yet to buy any kind of motorcycle pants or boots. I always wear gloves and a helmet. Always.
Hit a dog with my foot once and almost a center curb at night when lost. Dropped parked bikes at standstill plenty (mostly wind blowing them over) and despite what they say, its no big thing. You just pick your bike up.
I've also ridden when it was 24 F outside... at 50mph. You dress in layers and try and keep your fingers warm in huge winter gloves. Driving in cold is worse than rain any day of the week, unless its sleeting hurricane buckets and your driving though puddles that are rivers and oceans. Then you pull over and wait it out or go very slow.
I would do 500 loops in an ultralight, rather than do just one loop on a motorcross bike. Those guys are insane...
