The foam models prevent you from losing money. They don't "cost", they save.
So forget about the R/C equipment for now. Collect foam plates, foam "meat trays", and foam packing materials. Cost - zero. Make free flight gliding models of the various configurations.
The free foam sheet stuff, hot and cold glue sticks, clear box-sealing tape, and small razor blades that were peeled out of used shaving razors you cracked open with a hammer. If you don't want to buy the hammer, a rock will crack the razor open pretty well too..
You may get half a million dollars in free education from the gliders, as opposed to a million dollars form the R/C powered models. But you're still half a million ahead.