- Feb 4, 2020
I don't believe there's any rule or law that says you have to have any insurance at all. For 33 years I've carried liability only (one mil.) on two different Long EZ's through Avemco. This year the policy was $260.00. No claims ever but of course I didn't mention the 6 (six) forced landings I've had. Two while flying other people's airplanes. How much money has it saved me not carrying hull insurance? Don't know, but I sure wish I'd put that money in the bank. I did fly uninsured for one year to see if it would make me a more careful pilot. It didn't.I never flew my own plane with any insurance. It wouldn't be allowed anymore anywhere now I am sure, I mean what if you run into someone's jet with your propeller on the ramp? Who is going to pay for that? But you'll never see what I saw either, because it is gone.